How to use the Savings Goal Calculator
- Enter your goal and what you have saved.
- Set how long you have and the interest rate on savings.
- Read the monthly amount to set aside.
How the monthly amount is worked out
Your current savings grow with monthly compounding, and each monthly deposit grows from the month it’s added. The calculator finds the deposit that makes the total equal your goal at the end. Saving automatically on payday makes the habit stick.
Planning long-term? See the Retirement Calculator and Compound Interest Calculator.
Also searched as: savings calculator, how much to save per month, monthly savings calculator, emergency fund calculator, saving for a house.
Tools that pair well with the Savings Goal Calculator
- ROI Calculator — See the return on investment for a stock, a property, a marketing campaign or a project — the gain, ROI % and the annualized return.
- Loan Calculator — Work out the monthly payment (EMI) for a personal, car or student loan, the total interest you’ll pay and a year-by-year amortization schedule — and see how an extra payment each month shortens the loan.
- Salary to Hourly Calculator — Turn a yearly salary into an hourly rate — or an hourly wage into a salary — and see the daily, weekly, biweekly, monthly and yearly equivalents, adjusted for your hours and unpaid time off.
- Roman Numeral Converter — Convert any number from 1 to 3,999,999 into Roman numerals — or read Roman numerals back as numbers — with a breakdown of every symbol.
Frequently asked questions
How big should an emergency fund be?
A common guideline is three to six months of essential expenses.
Does the interest rate change much?
Over short periods, not much — the deposits matter most. Over decades, interest becomes the larger part.
Is anything I enter saved or sent?
No. The calculation runs in your browser. Your last inputs are remembered on this device only, so the page opens where you left off.
Can I install Savings Goal Calculator as a web app and use it offline?
Yes. Savings Goal Calculator is an installable web app (PWA) — installed from your browser, not downloaded from an app store. Click Install app at the top of this page in Chrome or Edge (Windows, macOS, Linux, ChromeOS) or on Android, use Share → Add to Home Screen on iPhone and iPad, or File → Add to Dock in Safari 17+ on a Mac. It then opens in its own window with its own icon, and because it runs entirely in your browser it keeps working offline. Firefox on desktop can’t install web apps. How installing works.